We love
difficult
applications.
BC's complex mortgage specialist — commercial, residential, private & construction financing for the files most brokers refer out. Ethical. Creative. Record-breaking results.
- Top 5%
- DLC nationally · 4,000+ brokers
- $150M+
- Funded in mortgages across BC & AB
- 200+
- Mortgages funded — complex & conventional
- 4 Pillars
- Commercial · Residential · Private · Construction
Commercial & Construction
Multi-family, mixed-use, industrial, owner-occupied, and construction financing across BC and Alberta.
Residential & Private
VIP reverse mortgage and alternative programs, self-employed, bruised credit, CRA debt, private lending.
Ethical · Family · Community
Behind every mortgage is a real story. Discretion, integrity, and genuine care.
Multi-family, mixed-use, industrial, owner-occupied & private commercial capital.
Self-employed, bruised credit, CRA debt, reverse, physician, divorce buyouts.
Speed, flexibility, and bridge financing when banks say no.
Draw schedules, cost-to-complete, lender relationships most brokers don't have.
Get a complimentary strategy call.
Tell us a bit about your file — Ramin or a senior broker will reach out within one business day. No obligation.
Ethical. Creative.
Family first.
Behind every mortgage is a real story — and every client deserves discretion, integrity, and genuine care. No shortcuts. No pressure. Just results.
Ethical.
Every recommendation is in the client's interest — never the lender's, never our commission.
Creative.
Complex files need creative structuring. We see the deal others miss.
Family first.
Behind every mortgage is a real story. Discretion, integrity, genuine care.
A consistent record of excellence
Top 5% of DLC brokers nationally.
Recognized year after year among Canada's leading mortgage professionals.
Licensed in BC · Also licensed in AB under DLC AIMI Collective Mortgage Group · Industry mentor
Partner With Us
Grow your book alongside BC's complex-file team.
We co-broker, co-market, and refer back. Whether you're an equipment financing vendor, realtor, CPA, lawyer, notary, trustee, financial planner — or a local business we love to send clients to — if your clients ever need mortgage capital we don't already serve, let's build a referral relationship that works both ways.
- Equipment & asset financing
- Realtor co-marketing
- CPA / tax-aware structures
- Lawyer & notary referrals
- Trustee / consumer proposal exits
- Renovation & trades partners
- Local businesses we love
- Two-way client referrals
Local Businesses We Support
We actively send clients to local businesses we trust — restaurants, meal-prep, renovation crews, retail. If you run a local business and want to be part of our referral circle, we'd love to chat.
- MealsAWeightHealthy meal prep
- Avishan RestaurantLangley, BC
- Renovation companiesAcross BC & AB
- Your local business?Get in touch →
Partnership inquiry
Tell us about your practice — we'll respond within one business day.
- 29+
- LinkedIn Recommendations
- 6
- Lender BDM Endorsements
- Featured In
- Industry News
- Host
- Mortgage Podcast
- Mentor
- Industry Speaker & Mentor
What clients & industry pros actually say.
A small sample of 29+ verified LinkedIn recommendations from clients, brokers, lawyers, and lender BDMs.
“I can confidently say that Ramin is at the very top of the mortgage profession. His knowledge of the market, attention to detail, and ability to navigate even the most complex scenarios set him apart. If you're looking for a mortgage broker who truly puts clients first and executes at an elite level, Ramin is the one to trust.”
“Ramin helped me secure two mortgages and the entire process was handled with professionalism, clarity, and efficiency. What truly sets Ramin apart is his responsiveness, integrity, and commitment to his clients. He made what can often be a stressful process feel smooth and manageable.”
“His expertise in the residential and commercial mortgage sectors across BC and Alberta is truly phenomenal. Ramin is a broker who never says 'no' to a difficult challenge — he thrives in high-pressure situations where a file requires out-of-the-box thinking and relentless persistence. He doesn't stop until a file is 'broker complete'.”
Real outcomes for real people.
Anonymized case studies from complex files we've funded — coming soon. Commercial acquisitions, construction draws, bruised-credit rescues, and private bridge deals.
Have a complex file? We're one tap away.
Call, WhatsApp, or create your free client portal — track your file, run calculations, and apply for your mortgage all in one place.