Every kind of file we actually finance.
Four kinds of lending under one licence, plus five specialist desks — each with its own site, its own lenders and its own calculators. Same broker on all of them.
The four kinds of lending
Commercial
Multi-family, mixed-use, industrial, owner-occupied and private commercial capital across BC and Alberta — with lender depth well beyond a bank's commercial desk.
11 pages →02Construction
Draw schedules, cost-to-complete analysis and the builder-lender relationships most brokers do not have — from single custom homes to multi-unit projects.
6 pages →03Residential
Self-employed income, bruised credit, CRA debt, divorce buyouts, renewals and equity take-outs — including approvals other brokers said could not be done.
12 pages →04Private
For files that need speed, flexibility, or a structure no institutional lender will touch — first and second mortgages, bridges, and inter alia charges.
3 pages →The five specialist desks
Mortgage Guru Financial is one firm running a specialist desk for each kind of file — same broker, same licences, a different playbook for each situation. Each opens on its own site.
Physician Mortgage
Residential mortgages for doctors, dentists, veterinarians, optometrists, chiropractors & physiotherapists — qualifying on projected income.
Visit the desk ↗
Officer Financing
Residential mortgages for police, RCMP, corrections, border services & Armed Forces members.
Visit the desk ↗
Private Wealth Financing
Private-client lending for high-net-worth families and their advisors.
Visit the desk ↗
Reverse Financing
Reverse mortgages and equity release for homeowners 55+.
Visit the desk ↗
Healthcare Practice Financing
Commercial financing for existing or future clinic owners — practice acquisition, real estate, equipment & working capital.
Visit the desk ↗Officer files are also summarized on this site, on the officer financing overview.
Not sure which one is yours? Tell us about your file → Or run the numbers first →