04 — Construction Financing
From ground break to completion.
Construction financing requires draw schedules, cost-to-complete analysis, and lender relationships most brokers don't have.
The three lanes of construction lending
CMHC-insured, conventional institutional, or private — we build in all three.
Construction financing splits by capital source. The right lane depends on whether you're building rental for the long hold, owner-occupied, spec, or value-add.
We work with developers, builders, and individual clients to structure financing that moves with the project — from land acquisition through to completion and take-out financing.
Both institutional and private construction lenders across BC and Alberta — conventional, CMHC, and private depending on the project and borrower profile.
Contact Us →New Home ConstructionIndividual builder and self-build residential loans.
Multi-Unit DevelopmentTownhouse, condo & purpose-built rental construction.
Land AcquisitionFinancing for land purchase ahead of development.
Renovation & ConversionMajor renovation and property conversion financing.
Take-Out FinancingTransition from construction to permanent mortgage.
Private Construction CapitalWhen institutional construction financing won't work.