Mortgage rate monitoring for your property.
We monitor mortgage rates for you — so you don't have to.
Most homeowners only think about their mortgage once every 5 years — at renewal. By then, opportunities to save thousands have often come and gone. Our free rate monitoring service watches the market on your behalf and tells you when it's actually worth taking action.
No pressure. No spam. Just clear, personalized insights from a broker you can trust.
Multiple ways you win — on your terms.
Lower payments, faster payoff, smarter renewals — and the peace of mind that comes from knowing someone is watching the market for you.
Lower monthly payments
When rates drop enough, we'll show you how refinancing or switching could reduce what you pay each month.
Shorten your amortization
Keep your payment the same and use the savings to pay off your mortgage faster.
Renewal alerts
We track your renewal date and start shopping the market early — before your lender's offer arrives.
Peace of mind
Knowing a licensed broker is actively watching the market for you means you can stop second-guessing your mortgage. If an opportunity shows up, you'll be the first to hear about it.
No cost. No catch. No obligation.
We get it — handing over your mortgage details to a service you've never used feels risky. Here's exactly what you're signing up for.
100% Free
No cost, ever. There's no fee to sign up and no fee to stay enrolled.
No Obligation
You're in control. We send insights — you decide whether to act. No pressure, no auto-enrolment.
Real-Time Market Tracking
We monitor lender rate sheets daily so you can act at the right moment, not after the fact.
Your Data is Private
We never sell your information. It's only used to monitor your mortgage and contact you with relevant updates.
Before you sign up.
What exactly is rate monitoring?+
It's a free service that tracks current mortgage rates against your existing mortgage. When the market moves in a way that could save you money — through a refinance, switch, or early renewal — you get a personalized heads-up from Ramin.
Do I have to switch lenders or refinance?+
No. The service is purely informational. You only act if and when the numbers make sense for you. Many clients stay enrolled for years without making a single change.
What information do I need to provide?+
Just the basics: your name, contact info, current rate, lender, balance, and renewal date. The more accurate the info, the more useful the alerts.
Is there any cost or commitment?+
None. It's 100% free, no contracts, no auto-charges. You can unsubscribe any time with one click.
Who runs the service?+
It's powered by Grade My Mortgage, an industry tool we use to monitor rates — fully integrated with Mortgage Guru Financial so Ramin sees the same data you do.
Ready to stop overpaying? It takes 2 minutes.
Sign up free and let us do the watching. If a real opportunity comes up, we'll tell you. If it doesn't, you'll never hear from us with a sales pitch.