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Residential Closing Costs

Residential Land Transfer Tax Calculator

Estimate your residential land transfer tax in BC, Ontario (with Toronto MLTT) or Alberta land title registration fees. First-time buyer and newly-built rebates included.

Looking for total closing costs? Try the new Residential Closing Cost Calculator — it includes land transfer tax plus legal, appraisal and financing fees in one number.
Step 1 · Choose your province
Step 2 · Your purchase
Step 3 · Eligibility
Net tax payable
$16,000
on $900,000 in British Columbia

British Columbia breakdown

BC Property Transfer Tax$16,000
Net LTT payable$16,000

1% on first $200K · 2% on $200K–$2M · 3% on $2M–$3M · +2% additional on residential value over $3M.

British Columbia visual breakdown

Bars show each component of your closing tax bill at a glance. Negative bars are rebates that reduce what you owe.

Estimates only. Final amounts depend on legal status, residency, exemptions, GST/HST registration, and lender requirements. Confirm with your lawyer or notary.

What this calculator does that most don't
  • Commercial mode runs to $50M — including BC's additional 2% residential band over $3M and Toronto's luxury MLTT surtax bands (increased April 1, 2026) to $20M+
  • First-time-buyer and newly-built exemptions with their real phase-out ranges, not just the headline thresholds
  • GST/HST logic including commercial self-assessment — where a registered buyer pays $0 cash at closing and claims the input tax credit
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Last updated: July 2026. Sources: gov.bc.ca (PTT), ontario.ca (LTT), toronto.ca (MLTT luxury brackets increased April 1, 2026), alberta.ca (Land Titles).

Province-specific calculators:

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