Alberta Land Transfer Tax Calculator
The happy answer: $0 — Alberta has no land transfer tax. What you actually pay is a small Land Titles registration fee on the property and the mortgage — $50 + $5 per $5,000 on each (Oct 2024 rates). Estimate both below.
Alberta breakdown
Alberta has no LTT. Land Titles charges $50 + $5 per $5,000 (or portion) of property value, plus the same on the mortgage amount — rates effective Oct 20, 2024.
Alberta visual breakdown
Bars show each component of your closing tax bill at a glance. Negative bars are rebates that reduce what you owe.
Estimates only. Final amounts depend on legal status, residency, exemptions, GST/HST registration, and lender requirements. Confirm with your lawyer or notary.
- Commercial mode runs to $50M — including BC's additional 2% residential band over $3M and Toronto's luxury MLTT surtax bands (increased April 1, 2026) to $20M+
- First-time-buyer and newly-built exemptions with their real phase-out ranges, not just the headline thresholds
- GST/HST logic including commercial self-assessment — where a registered buyer pays $0 cash at closing and claims the input tax credit
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Calculators give estimates. We give exact numbers — based on your income, credit, and the lender most likely to say yes. Free, no obligation, same-day reply.
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Good news for Alberta buyers: on a typical $600,000 home with a $480,000 mortgage, Land Titles fees come in at $1,180 — versus $8,000+ for the equivalent purchase in BC or Ontario. (Alberta raised these fees to $5 per $5,000 in October 2024; they remain a fraction of a land transfer tax.)
Other provinces:
- Ontario Land Transfer Tax + Toronto MLTT calculator
- British Columbia Property Transfer Tax calculator
Related Alberta buyer tools:
- Alberta closing cost calculator — Land Titles fees plus legal and financing costs
- All-province residential land transfer tax calculator
- Alberta commercial land title fees with GST
Alberta land transfer tax — common questions
What is Alberta's land transfer tax rate?
Zero. Alberta charges no land transfer tax on purchases — one of the few provinces that doesn't. The only registration cost is Land Titles fees, typically about $1,000–$1,200 on a $600,000 purchase, versus $8,000+ of tax on the same home in BC or Ontario.
Does Alberta have land transfer tax?
No — Alberta is one of the few provinces without a land transfer tax. You still pay Land Titles registration fees, which are much smaller.
How much are Alberta Land Title fees?
$50 base fee plus $5 per $5,000 (or part) of property value, and the same $50 + $5 per $5,000 on the mortgage amount (rates effective October 20, 2024). On a $600,000 purchase with a $480,000 mortgage that's $1,180 total ($650 property + $530 mortgage).
Are there other closing costs in Alberta?
Yes — legal fees, title insurance, property tax adjustments and CMHC insurance (if your down payment is under 20%) still apply. The Land Titles fee on this page is just one line item.
Every calculator here is built on published Canadian government rules and lender methodology, and was last checked for accuracy on August 1, 2026 — the arithmetic re-verified and every page re-read on screen. Rates and thresholds change — we confirm the current numbers for your file before you rely on them.