Mortgage broker in Lloydminster.
Need a mortgage broker in Lloydminster? The Border City is Canada's heavy-oil service hub — and the only city where your street address decides which province's rules apply. We're licensed for the Alberta side directly and structure Saskatchewan-side files co-brokered with a licensed SK brokerage, so the border never stalls your file.
Lloydminster's economy runs on heavy oil — the upgrader and refinery on the Saskatchewan side, and the service companies, trucking fleets, and fabrication shops that support thermal and conventional production across the Lakeland. Housing is genuinely affordable, but income here is oilfield income: contractor, rotational, and company-owner files that bank branches routinely misread. Commercial demand centres on owner-occupied shops with yard space along the highway corridors.
Files we close in Lloydminster
- →Owner-occupied shop & yard purchases for heavy-oil service and trucking companies
- →Contractor and business-for-self income files the branches decline
- →Structuring a file correctly when the property sits on the Saskatchewan side
- →Equity take-outs on shops and homes to fund equipment or slow-season cash flow
Lloydminster mortgage services
We offer the full Mortgage Guru lineup in Lloydminster — every pillar, every program, every niche lender.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
See the full program list on our Residential, Commercial, and Construction pages.
Neighbourhoods we serve in Lloydminster
Ramin spent 15 years working in the oilfield before broking mortgages — he knows what a service company's revenue actually looks like through a cycle, and which lenders underwrite it instead of flinching at it. That matters more in Lloydminster than almost anywhere.
Ready to move your file forward?
Tell us about your situation and we'll get back to you within one business day. No obligation.
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