Mortgage broker for Canmore.
Canmore is Alberta's premier recreational and second-home market — mountain-view detached, tourist-zoned strata, and STR-driven investor activity. Generic mortgage advice fails here.
Canmore properties split into permanent-residence and tourist-zoned (visitor accommodation) classifications, and the financing rules are dramatically different. Tourist-zoned strata often disqualify mainstream lenders entirely. Most files are second homes funded against Calgary or out-of-province equity, with STR income increasingly used to qualify.
Files we close in Canmore
- →Tourist-zoned strata purchases with STR income
- →Second-home detached funded against Calgary or out-of-province equity
- →International and out-of-province buyers
- →Private bridging for assignments and new-construction completions
Canmore mortgage services
We offer the full Mortgage Guru lineup in Canmore — every pillar, every program, every niche lender.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
Every program we place in Canmore
Neighbourhoods we serve in Canmore
Tourist-zoning and STR files are exactly the underwriting most banks decline. Our Alberta-licensed underwriters work the specialty lender list that funds them.
Canmore mortgage FAQ
Can you finance Canmore tourist-home zoned property with nightly-rental income?+
Yes. Canmore's tourist-home zoning is unique — most banks won't finance them or will heavily discount the rental income. We work with the small group of lenders that lend on tourist-home zoning and count nightly-rental income properly.
Do you handle Canmore Phase 1 vs Phase 2 / employee-housing properties?+
Regularly. Canmore has resident-only and Perpetually-Affordable Housing (PAH) restrictions on many properties. We pre-clear restriction type with lenders that fund each category.
What about jumbo financing for $2M+ Canmore detached?+
Common. Three Sisters, Eagle Terrace and Silvertip jumbo files need credit-union and private-bank programs that hold LTV at this price point.
Request a complimentary strategy call.
Tell us a bit about your file — Ramin or a senior broker will reach out within one business day. No obligation.