What you actually walk away with.
Sellers are quoted a price and plan around it. The number that matters is what lands in your account after the agent, the lawyer, your lender and anyone else with a claim on title has been paid. Put your figures in and see it.
Realtor commission
Prefilled with a common two-tier structure so you have somewhere to start. Change every figure. Commission is negotiable and varies by agent, brokerage and market. This is not a quote and not a going rate.
Mortgage payout
Everything else
You walk away with
$441,100
on a $900,000 sale, after $458,900 of costs and payouts.
Where it goes
The sale price, split
What each part of the sale takes, and what is left.
Selling and buying at once?
Net proceeds are only half the picture — what you walk away with sets what you can buy next, and the timing between the two closings is where these deals get tight. Send us the details and we will map both sides.
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An estimate, not an offer or a statement of adjustments. It does not include the property tax or strata adjustments your lawyer calculates at closing, moving costs, or any capital gains tax if this is not your principal residence. Your lender's written payout statement and your lawyer's final statement are the numbers that govern.
Case Studies — files like this
Anonymized case studies from our desk. Names and identifying details removed.
Every calculator here is built on published Canadian government rules and lender methodology, and was last checked for accuracy on August 1, 2026 — the arithmetic re-verified and every page re-read on screen. Rates and thresholds change — we confirm the current numbers for your file before you rely on them.