Rates
Canadian Mortgage Rate Data
The numbers behind every mortgage rate in Canada, read from the Bank of Canada and the U.S. Treasury and printed with their dates.
Prime rate today
4.45%
as of October 14, 2026. Moves variable mortgages, HELOCs and lines of credit.
Next Bank of Canada decision
October 28, 2026
at 9:45 a.m. ET. Policy rate today 2.25% (as of October 16, 2026).
Bond yields ↗
3.54%
Government of Canada 5-year, as of October 16, 2026. U.S. 10-year 5.15% (as of October 19, 2026).
Read live from the Bank of Canada and the U.S. Treasury on October 19, 2026. The bond-yield page lives on our private-client desk, Private Wealth Financing.