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Deal rescue
Bank pulled the approval at day 20? Alternative and private financing that closes on the original completion date — the save that keeps your commission and your client.
Referral Partners
The deal isn't dead until we've seen the file.
Every financing collapse is a commission dying in real time. Before your buyer walks or your seller relists, send us the file — alternative and private lanes save deals the banks abandon, usually inside the original timeline.
How we keep your deals alive
Complex files, handled properly.
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Pre-underwritten buyers
We document the file up front, not after the offer — so your buyer's subject-removal is a formality and your listings get offers that actually close.
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Complex buyers, closed
Self-employed, new-to-Canada, bruised credit, non-traditional income — the buyers other brokers turn away are the files we're built for.
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Buy-before-sell bridges
Bridge financing that lets your client write firm offers before their current home sells — stronger offers, faster deals, two transactions for you.
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Fast closes for court sales & auctions
Private financing on 5–15 day timelines for court-ordered sales, foreclosure purchases, and any deal where speed is the price of admission.
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Presales & assignments
Completion financing for presale buyers whose qualification changed since signing, and assignment purchases the banks won't touch.
Relationship protection
How we protect your client relationship.
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Your client stays your client
We broker mortgages — nothing else. No investments, no insurance, no competing services. Every file comes back to you stronger.
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You stay in the loop
With client consent, you see the proposed structure before it's submitted — leverage, rate, term, and exit — at whatever level of detail you choose.
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Documentation done properly
Files built to be defensible — complete, consistent, and explainable to a lender, CRA, or a court if it ever comes to that.
Process
What a referral looks like.
1
Intro call (15 min)
You outline the situation — no names needed. We tell you honestly whether we can add value and what the structure could look like.
2
Client conversation
We meet your client, gather documents, and keep you copied at the level of detail you choose.
3
Structure review
Before submission you see the proposed structure and can flag legal, tax, or timing implications we should route around.
4
Funding & handback
The deal funds, you receive a closing summary for your file, and the client returns to you for everything else.
Partner FAQ
Questions partners actually ask.
My buyer's financing just collapsed two weeks before completion. Realistic options?+
Send the decline details today. If the file has equity or story, alternative and private lenders can approve in 24–72 hours and fund on the original date. The worst outcome is the one where we hear about it after the collapse notice.
Will you compete with my existing lender relationships?+
No — we're the lane for the files your bank contacts can't do. Keep sending A-clients wherever they're working; send us the declined, the complex, and the urgent.
Do you pay referral fees?+
Where regulations allow and with full disclosure to the client, referral arrangements are available — though many of our partners decline them to preserve independence. Either way works, and the client is told either way.
Can you work with clients outside BC and Alberta?+
Our licences cover BC and Alberta. Files in Ontario and other provinces run through our national access desk and underwriting partners — one point of contact, same standards.
Six lender Business Development Managers — MCAP, Canadian Western Bank, Community Trust, Equitable Bank, Home Trust, and Neighbourhood Holdings — have recommended Ramin on the record. Read their words →
Have a client file in mind?
Describe it in two sentences — no names needed.
We'll tell you within one business day whether it's fundable and how we'd structure it. Ask about a free workshop for your team while you're at it.