⚖️
Judgment payout refinance
Defendants satisfy judgments through an equity take-out — your plaintiff client collects in weeks instead of grinding through garnishment and examinations.
Referral Partners
Judgments get paid when equity gets unlocked.
A judgment against a homeowner is only as collectable as their liquidity. We turn real-estate equity into settlement funds, judgment payouts, and litigation runway — often converting a years-long enforcement grind into a single funded closing.
The files we take off your desk
Complex files, handled properly.
🕊️
Settlement funding
Financing arranged against a party's real estate so a negotiated settlement can actually fund — often the missing piece that gets a deal signed.
📌
CPLs & liens handled at close
Certificates of pending litigation, judgments, and builders' liens paid out and discharged as part of the advance, coordinated with your office.
💼
Legal-fee funding
Equity-based facilities that let a client with real property but thin cash flow fund representation properly instead of folding early.
🏢
Shareholder & partnership disputes
Buyout financing that resolves corporate and partnership litigation — one side buys, the other exits paid, the company keeps operating.
💰
Costs awards & disbursements
Post-trial financing to satisfy costs awards, or to carry disbursement-heavy files through to judgment.
Relationship protection
How we protect your client relationship.
🤝
Your client stays your client
We broker mortgages — nothing else. No investments, no insurance, no competing services. Every file comes back to you stronger.
🔍
You stay in the loop
With client consent, you see the proposed structure before it's submitted — leverage, rate, term, and exit — at whatever level of detail you choose.
📋
Documentation done properly
Files built to be defensible — complete, consistent, and explainable to a lender, CRA, or a court if it ever comes to that.
Process
What a referral looks like.
1
Intro call (15 min)
You outline the situation — no names needed. We tell you honestly whether we can add value and what the structure could look like.
2
Client conversation
We meet your client, gather documents, and keep you copied at the level of detail you choose.
3
Structure review
Before submission you see the proposed structure and can flag legal, tax, or timing implications we should route around.
4
Funding & handback
The deal funds, you receive a closing summary for your file, and the client returns to you for everything else.
Partner FAQ
Questions partners actually ask.
There's a CPL on title — can you still refinance?+
Frequently, yes. The lender advances on the basis that the CPL or judgment is paid out and discharged at closing, with funds flowing through counsel. We coordinate payout statements and discharge documents directly with your office.
Why would a defendant cooperate with this?+
Because a consensual refinance at mortgage rates beats enforcement: no garnishment, no forced sale at a discount, interest stops compounding at judgment rates, and their credit takes one manageable event instead of years of damage.
Do you pay referral fees?+
Where regulations allow and with full disclosure to the client, referral arrangements are available — though many of our partners decline them to preserve independence. Either way works, and the client is told either way.
Can you work with clients outside BC and Alberta?+
Our licences cover BC and Alberta. Files in Ontario and other provinces run through our national access desk and underwriting partners — one point of contact, same standards.
Six lender Business Development Managers — MCAP, Canadian Western Bank, Community Trust, Equitable Bank, Home Trust, and Neighbourhood Holdings — have recommended Ramin on the record. Read their words →
Have a client file in mind?
Describe it in two sentences — no names needed.
We'll tell you within one business day whether it's fundable and how we'd structure it. Ask about a free workshop for your team while you're at it.