Mortgage broker for Whistler.
Whistler is a specialty market — Phase 1 vs Phase 2 zoning, short-term-rental income, second-home structuring, and international buyers all live here. Generic mortgage advice doesn't work.
Whistler properties fall into very different lender buckets depending on Phase 1 / Phase 2 classification, owner-use restrictions, and short-term-rental rights. Most files are uninsured second homes funded against equity in a Lower Mainland or out-of-province primary residence. International and out-of-country buyers are common and need brokers who know which lenders accept foreign income for recreational property.
Files we close in Whistler
- →Phase 1 and Phase 2 condo purchases with STR income underwriting
- →Second-home detached and townhouse bridged off Lower Mainland equity
- →International / foreign-income buyers on recreational property
- →Private bridging for new-construction completions and assignments
Whistler mortgage services
We offer the full Mortgage Guru lineup in Whistler — every pillar, every program, every niche lender.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
Every program we place in Whistler
Neighbourhoods we serve in Whistler
We know the lender list for Phase 2, for STR income, and for foreign buyers — three things most Lower Mainland brokers don't see often enough to underwrite confidently. Whistler files need that specificity.
Whistler mortgage FAQ
Can you finance a Whistler condo with Phase 1 vs Phase 2 covenant?+
Yes — and the covenant type drives everything. Phase 2 covenants restrict personal-use nights and most banks won't finance them at all. We work with the small group of lenders that lend on Phase 2 and structure the file around rental-pool income.
Do you arrange financing for Whistler revenue / nightly-rental properties?+
Regularly. Creekside, Whistler Village and Blackcomb Benchlands rental-pool units need lenders that count nightly-rental income properly. We use DCR-based underwriting instead of personal-income ratios.
What about non-resident or US buyer financing in Whistler?+
Yes — Whistler is one of the few BC markets where non-resident purchases are still common. We arrange financing through programs that work with foreign income, US tax returns and structured down payments.
Request a complimentary strategy call.
Tell us a bit about your file — Ramin or a senior broker will reach out within one business day. No obligation.