Mortgage broker in Regina.
Our mortgage broker in Regina places provincial government, Crown-corp, RCMP, and healthcare employee files, first-time-buyer purchases in Harbour Landing and the Greens, character-home files in Cathedral and Lakeview, and acreage mortgages across the surrounding grain-farming region.
Regina is a provincial capital anchored by unusually stable employment - the Saskatchewan government, Crown corporations, RCMP 'Depot' training, and healthcare - which makes for steady, well-documented income files. Pricing stays accessible relative to the western capitals: character homes in Cathedral and Lakeview, family-detached in the newer Harbour Landing and the Greens on Wascana, and steady acreage activity in the surrounding grain-farming region.
Files we close in Regina
- →Government, RCMP, and healthcare employee files
- →First-time buyers with accessible pricing
- →Move-up detached purchases
- →Acreage purchases in surrounding region
- →Refinances to consolidate against Regina equity
Regina mortgage services
The full Mortgage Guru lineup is available in Regina — every pillar, every program, every niche lender — structured and managed by Ramin on a co-brokered basis with a locally licensed brokerage.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
See the full program list on our Residential, Commercial, and Construction pages.
Neighbourhoods we serve in Regina
We're licensed in British Columbia (BCFSA) and Alberta (RECA); Regina files are co-brokered with a licensed Saskatchewan brokerage, and we shop national lender options alongside them — because different lenders price the same income differently.
Regina mortgage FAQ
Do you handle Regina mortgages?+
Yes. Ramin is licensed in BC (BCFSA) and Alberta (RECA), so Regina files are co-brokered with a licensed Saskatchewan brokerage — Ramin structures the deal and stays fully involved, with national lender depth alongside local SK licensing.
Can Regina detached homes be financed for first-time buyers?+
Yes — co-brokered with our licensed SK brokerage. Regina is one of the most affordable provincial-capital markets in Canada, and first-time-buyer programs (5% down, FHSA, RRSP HBP) stack nicely.
What about Regina rental and revenue property?+
Yes. Regina has strong rental yields and a stable tenant base; DCR-based underwriting suits portfolio investors, structured through our co-brokered Saskatchewan file.
What about U of R-area student rental investment?+
Common — U of R student rentals have strong yields, and the file is placed with lenders that count student rental income properly.
Do you arrange private and second mortgages in Regina?+
Yes. When a bank declines — bruised credit, unreported income, a tight ratio, a tax-arrears situation, or a property the A-lenders won't touch — we place private 1st and 2nd mortgages in Regina through MICs and individual investors we've worked with for years. Typical terms are 6–24 months, interest-only, with a clear exit plan back to an A or B lender. We quote the all-in cost up front (rate + lender fee + broker fee + legal) so there are no surprises, and we don't write a private deal unless the exit is realistic.
Can you handle a separation or spousal buyout refinance in Regina?+
Yes, and the structure matters. Regina has a younger family demographic and we run spousal-buyout refinances regularly under the Sagen / Canada Guaranty Purchase Plus / Spousal Buyout program — which lets the staying spouse refinance up to 95% of the home's value (instead of the standard 80% refi cap) to pay out the leaving spouse. We need a signed separation agreement, an updated appraisal, and clean qualification on one income. We coordinate with your family lawyer on the timing so the title transfer, payout and new mortgage all fund the same day.
Ready to move your file forward?
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