Mortgage broker serving Regina.
Regina is Saskatchewan's capital — accessible detached, stable government and healthcare employment, and a buyer base balanced between first-time and move-up.
Regina's market is anchored by stable government, RCMP, and healthcare employment, with accessible pricing across Cathedral, Lakeview, Harbour Landing, and the Greens. Acreage activity in the surrounding region is steady.
Files we close in Regina
- →Government, RCMP, and healthcare employee files
- →First-time buyers with accessible pricing
- →Move-up detached purchases
- →Acreage purchases in surrounding region
- →Refinances to consolidate against Regina equity
Regina mortgage services
We offer the full Mortgage Guru lineup in Regina — every pillar, every program, every niche lender.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
Every program we place in Regina
Neighbourhoods we serve in Regina
Stable-income files still benefit from broker depth — different lenders price the same income differently. We shop every option.
Regina mortgage FAQ
Can you finance Regina detached homes for first-time buyers?+
Yes. Regina is one of the most affordable provincial-capital markets in Canada. We stack first-time-buyer programs (5% down, FHSA, RRSP HBP).
Do you handle Regina rental and revenue property?+
Regularly. Regina has strong rental yields and a stable tenant base. We use DCR-based underwriting for portfolio investors.
What about U of R-area student rental investment?+
Common. U of R student rentals have strong yields — we use lenders that count student rental income properly.
Do you arrange private and second mortgages in Regina?+
Yes. When a bank declines — bruised credit, unreported income, a tight ratio, a tax-arrears situation, or a property the A-lenders won't touch — we place private 1st and 2nd mortgages in Regina through MICs and individual investors we've worked with for years. Typical terms are 6–24 months, interest-only, with a clear exit plan back to an A or B lender. We quote the all-in cost up front (rate + lender fee + broker fee + legal) so there are no surprises, and we don't write a private deal unless the exit is realistic.
Can you handle a separation or spousal buyout refinance in Regina?+
Yes, and the structure matters. Regina has a younger family demographic and we run spousal-buyout refinances regularly under the Sagen / Canada Guaranty Purchase Plus / Spousal Buyout program — which lets the staying spouse refinance up to 95% of the home's value (instead of the standard 80% refi cap) to pay out the leaving spouse. We need a signed separation agreement, an updated appraisal, and clean qualification on one income. We coordinate with your family lawyer on the timing so the title transfer, payout and new mortgage all fund the same day.
Ready to move your file forward?
Tell us about your situation and we'll get back to you within one business day. No obligation.
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