Mortgage broker serving Ottawa.
Ottawa is Ontario's second-largest urban mortgage market — stable government and tech employment, deep family-detached stock, and a buyer base less volatile than the GTA.
Ottawa's market spans Glebe and Westboro infill, Kanata tech-corridor detached, Orléans family stock, and historic downtown condo. Government and federal-contractor income is dominant and stable, with steady move-up activity and a meaningful tech-bonus and RSU file mix from Kanata.
Files we close in Ottawa
- →Federal government and contractor employee files
- →Kanata tech RSU and bonus-income files
- →Glebe and Westboro infill purchases
- →Suburban family-detached in Kanata, Barrhaven, Orléans
- →Refinances to consolidate against Ottawa equity
Ottawa mortgage services
We offer the full Mortgage Guru lineup in Ottawa — every pillar, every program, every niche lender.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
Every program we place in Ottawa
Neighbourhoods we serve in Ottawa
Tech RSU and federal-contractor files need lenders who underwrite them properly — different lenders treat the same income very differently.
Ottawa mortgage FAQ
Can you finance Ottawa public-service / government employee files?+
Yes. Federal public-service income and pension files are straightforward but security clearances and unique pay structures can confuse banks. We know how to document this properly.
Do you handle Ottawa Glebe, Westboro and New Edinburgh heritage homes?+
Regularly. Ottawa has significant heritage stock — we use lenders that handle heritage designation and don't auto-decline older construction.
What about Ottawa-Gatineau cross-border (Quebec) considerations?+
Common. Many Ottawa buyers also consider Gatineau. We arrange financing on both sides of the river and explain the property-tax and stamp-duty (welcome tax) differences.
Request a complimentary strategy call.
Tell us a bit about your file — Ramin or a senior broker will reach out within one business day. No obligation.