Mortgage broker serving Courtenay & Comox.
The Comox Valley has become one of BC's strongest relocation markets — Crown Isle estates, Comox waterfront, and a steady inflow from Alberta and the Lower Mainland.
Courtenay and Comox combine waterfront detached, master-planned communities like Crown Isle, and a growing first-time-buyer base in central Courtenay and Cumberland-adjacent areas. CFB Comox drives a steady stream of military relocation files that have specific lender programs.
Files we close in Courtenay & Comox
- →Military relocation files with specific lender programs
- →Crown Isle and Comox waterfront purchases (uninsured)
- →Relocation files from Alberta and Lower Mainland
- →First-time buyers in central Courtenay
Courtenay & Comox mortgage services
We offer the full Mortgage Guru lineup in Courtenay & Comox — every pillar, every program, every niche lender.
- Commercial mortgage
Multi-family, mixed-use, industrial, owner-occupied & private commercial.
- Residential mortgage
Purchases, refinances, renewals — purchase, port, refi, and rental.
- Private mortgage
Short-term bridge, equity take-out, and credit-rehab capital.
- Construction loan
Draw mortgages for custom builds, infill, and small multi-family.
Every program we place in Courtenay & Comox
Neighbourhoods we serve in Courtenay & Comox
Military relocation and out-of-province files need brokers who know the IRP rules and porting mechanics — we close both routinely.
Courtenay & Comox mortgage FAQ
Can you finance Mount Washington ski-in condos and recreational property?+
Yes. Mount Washington strata is recreational and declined by most banks for that reason. We use the small group of lenders that lend on rec-zoned ski property.
Do you handle Comox Valley acreage and Black Creek farms?+
Regularly. Acreage along the Old Island Highway and Black Creek farms need ag- and rural-friendly lenders that fund well/septic and farm operations.
What about CFB Comox military relocation files?+
Common. We handle posting-related relocations with IRP (Integrated Relocation Program) timing — including subject-removal windows that don't fit normal financing timelines.
Do you arrange private and second mortgages in Courtenay?+
Yes. When a bank declines — bruised credit, unreported income, a tight ratio, a tax-arrears situation, or a property the A-lenders won't touch — we place private 1st and 2nd mortgages in Courtenay through MICs and individual investors we've worked with for years. Typical terms are 6–24 months, interest-only, with a clear exit plan back to an A or B lender. We quote the all-in cost up front (rate + lender fee + broker fee + legal) so there are no surprises, and we don't write a private deal unless the exit is realistic.
Can you set up a reverse mortgage (CHIP / Equitable PATH) in Courtenay?+
Yes. Courtenay — especially Crown Isle and Comox waterfront — has a strong base of 55+ homeowners sitting on significant equity but qualifying poorly on income alone. We arrange CHIP Reverse Mortgage (HomeEquity Bank) and Equitable Bank's PATH Home Plan to draw tax-free funds with no monthly payments required. We model the long-term equity erosion honestly, compare it side-by-side with a HELOC, a standard refinance, or downsizing, and only recommend a reverse mortgage when it's genuinely the best fit — not the default.
Ready to move your file forward?
Tell us about your situation and we'll get back to you within one business day. No obligation.
Contact Us →