Dominion Lending CentresPart of the DLCG, Canada's #1 mortgage originator · $84.5B in 2025.
Commercial Business Analysis

EBITDA Calculator & Business Valuation

Free EBITDA calculator with adjusted EBITDA add-backs, EBITDA margin and a built-in business valuation calculator. Paste numbers straight from your P&L — commas stay, dollar signs are stripped.

EBITDA inputs

$
$
$
$
$

Margin & valuation

$
5.0×
3× (small services)8× (SaaS / high-growth)
Your EBITDA
$0
Adjusted EBITDA: $0

Estimated business valuation

$0
$0 × 5.0× industry multiple

Estimate only. Real-world buyers adjust for growth, customer concentration, working capital and recurring revenue. Use this as a starting anchor, not a transaction price.

What this calculator does that most don't
  • Adjusted EBITDA with the add-backs lenders and buyers actually negotiate: above-market owner compensation, one-time costs, personal expenses through the business
  • A valuation-multiple slider (3×–8×) tied to business type, producing an estimated enterprise value from adjusted EBITDA
  • Glossary distinguishes EBITDA from Seller's Discretionary Earnings — the confusion that mis-prices most small-business deals
Want a real plan, not just an estimate?
Send Ramin exactly what you just calculated — your scenario rides along automatically, so the first conversation starts at your numbers, not at zero.
or use the full contact form

EBITDA build · what stacks into your number

Each bar shows what's being added back to net income to reach EBITDA — then adjusted EBITDA on top.

Free personalized quote

Get your real business valuation

Calculators give estimates. We give a defensible valuation range — based on your industry multiple, normalized EBITDA, and the buyer pool most likely to bid. Free, no obligation, same-day reply.

Get my free valuation review

No credit pull · No spam · Reply within hours

How the EBITDA calculator works

EBITDA = Net Income + Interest + Taxes + Depreciation + Amortization. Pull each line straight from your income statement. The formula strips out financing structure (interest), tax policy and non-cash accounting charges so you can compare operating performance across businesses.

Adjusted EBITDA add-backs

Adjusted EBITDA normalizes owner-operator items most buyers add back: owner compensation above market rate, one-time legal or settlement costs, personal expenses run through the business, and other non-recurring items. This is what lenders and M&A buyers actually underwrite to.

Business valuation calculator

Valuation ≈ Adjusted EBITDA × industry multiple. Small owner-operated services 3–4×, mid-market 5–6×, SaaS / high-growth 7–8×+. Real transactions also weigh growth rate, customer concentration, recurring revenue and working capital — treat this as a starting anchor, not a price.

Also see: Commercial land transfer tax → · Financing fees →

EBITDA questions, answered

What is EBITDA?+

EBITDA stands for Earnings Before Interest, Taxes, Depreciation and Amortization. It's a proxy for the cash a business generates from operations before financing structure and non-cash accounting charges. Formula: EBITDA = Net Income + Interest + Taxes + Depreciation + Amortization.

What is Adjusted EBITDA?+

Adjusted EBITDA layers add-backs on top of EBITDA — owner compensation above market, one-time legal settlements, personal expenses run through the business, and other non-recurring items. Buyers and lenders use Adjusted EBITDA to value the business as if it were run by a normal management team.

How do I use the business valuation calculator?+

Multiply Adjusted EBITDA by an industry multiple. Small owner-operated service businesses typically trade at 3–4×, established mid-market companies at 5–6×, and SaaS or high-growth businesses at 7–8× and above. Adjust the slider to match your industry and growth profile.

What is a good EBITDA margin?+

EBITDA margin = Adjusted EBITDA ÷ Revenue. 10% is healthy for most service businesses, 15–25% for product businesses and 30%+ for software. Below 5% usually means pricing power or cost structure needs work before a sale.