Ramin Hallaji
Ramin Hallaji
As a mortgage broker, our goals are aligned with yours; to get you the best solution.
The lenders ultimately pays us, not you.
We have a large portfolion of lenders to pull rates/solutions from.
The process involved in buying a house is one that is usually exciting and also emotional. While the thought of having your own home is one that generally brings a smile to the face, it is, however, essential to understanding the ins and outs of purchasing a home as they will help you make the right decisions, which are not only beneficial to you but also your wallet.
Whether you are first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
One of the most significant decisions you will ever make in your life is buying a home, so if you are going to do it, you have to do it right. First-time homebuyers are usually not knowledgeable about buying a home as it is their first time. There have been cases where new homeowners have regretted choosing a home due to not taking into account necessary factors. If you are looking to buy a home today and you are a first-time buyer, this article is perfect for you as it will help you avoid "buyer's remorse" in the long run. Some factors to take into consideration when buying a home includes;
• Understand why you want to buy a home
Buying a home is one crucial decision that should not be handled with levity. Define your financial and personal goals and also make a list of what is important to you in a home. As a person, ask yourself if you are prepared for the responsibility that comes with owning a home. You should also create a housing budget that will carefully outline what you can afford and all your all-in costs.
• Hire a real estate agent
Employing the services of an experienced real estate agent can be beneficial as they can help save you money and time by negotiating with the seller on your behalf while still ensuring you get your dream home.
• See multiple homes
Rather than viewing listing photos, it is more suitable to visit homes in person as this can help you get to know the neighborhood firsthand and its amenities.
Other guidelines include getting a home inspection, negotiating repairs and credits, doing a final walk-through; while these guidelines are essential, one however major factor that is very necessary and can benefit you, in the long run, is "employing the service of a mortgage broker" to help increase your chances of getting a low-interest rate.
A mortgage broker is a name given to a middleman who is in charge of managing the mortgage loan processes of people or businesses. Basically, a mortgage broker finder finds the best mortgage rates through various lenders or banks. Mortgage brokers provide multiple benefits, including assisting a client with fee management regarding their desire to approach a new lender or obtain a mortgage. Mortgage brokers also save their clients time and work as they usually have a great deal of information about the lender's administrative fees, repayment terms, including other expenses that can be disguised in their contracts. Mortgage brokers are also well acquainted and trusted by lenders, plus they can help obtain reasonable rates for lenders as they help bring in clientele for the lender.
In general, buying a home is a beautiful thing and can be even better when you land that perfect home that meets all your demands. Utilizing a mortgage broker's services might be exactly what you need, especially when finding your dream home, especially as it reduces workload and speeds up the home finding process. One final key point to note is that if you are going to employ a mortgage broker's services, you must ensure that such person must be trustworthy and experienced.
We'd be happy to answer your questions. Giving us a quick call is the first step to finding your best home renovation loan solution.
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